SageonRQ
Privacy Policy
SageonRQ respects your privacy and is committed to protecting the personal and financial information you provide when using our website, services, retirement-planning tools, reports, and related services.
Information We Collect
SageonRQ may collect information you provide directly, including your name, email address, age, marital or filing status, state of residence, retirement income, Social Security benefits, pension benefits, retirement and investment account balances, estimated expenses, tax-related information, and other information used to prepare a retirement analysis.
If additional SageonRQ services allow document uploads, we may also receive financial documents you voluntarily provide, such as account statements, tax returns, Social Security statements, pension information, or similar records.
We may also collect ordinary technical information associated with use of our website and services, including device, browser, IP address, usage, and transaction information.
How Information Is Used
Information may be used to:
- Provide and improve SageonRQ services;
- Generate retirement analyses, projections, and reports;
- Process transactions and administer customer accounts;
- Respond to questions and provide customer support;
- Maintain security and prevent fraud or misuse;
- Improve our modeling, user experience, and services;
- Communicate with users about their SageonRQ services; and
- Satisfy applicable legal and regulatory requirements.
Financial Information
Information supplied for a SageonRQ analysis is used to perform the requested analysis and related services. SageonRQ does not sell your personal financial information to third parties for their independent marketing purposes.
Service Providers
SageonRQ may use third-party providers for services such as hosting, data storage, payment processing, analytics, communications, security, and technology infrastructure.
These providers may receive information necessary to perform services on our behalf and are expected to handle that information consistent with applicable contractual and legal requirements.
Artificial Intelligence and Automated Analysis
SageonRQ uses software, algorithms, and artificial intelligence-assisted technology to analyze information and generate retirement-planning observations, comparisons, projections, and reports.
Automated results may contain errors or may not account for circumstances that were not provided to SageonRQ. Users should review important financial, tax, legal, and investment decisions with appropriately qualified professionals.
Data Security
SageonRQ uses reasonable administrative, technical, and organizational safeguards designed to protect information from unauthorized access, loss, misuse, alteration, or disclosure.
No electronic system or method of data transmission can be guaranteed to be completely secure.
Data Retention
Information may be retained for as long as reasonably necessary to provide services, maintain records, comply with legal obligations, resolve disputes, enforce agreements, and support legitimate business purposes.
Your Choices and Requests
You may contact SageonRQ regarding questions about your personal information or to request access, correction, or deletion where applicable.
Some information may need to be retained when required by law or for legitimate business, security, transaction, or recordkeeping purposes.
Changes to This Policy
SageonRQ may update this Privacy Policy periodically. The current version and effective date will be posted on the SageonRQ website.